No Lapse in Pay (NLIP)

Are you planning to retire on July 1st? Beginning April 1, 2025 through May 15, 2025, you can opt into the optional No Lapse in Pay and benefits continuation option offered by the Retrement Administration Service Center (RASC).

What is No Lapse in Pay?
No Lapse in Pay is a retirement program that guarantees you will receive your first provisional retirement benefit payment on August 1 and no gap in your medical and dental benefits (if you’re currently enrolled, and eligible for benefits as a retiree) as you transition to retirement. No Lapse in Pay is available to retirees who meet the program eligibilty requirements.

How do I apply for No Lapse in Pay?
To apply, click the No Lapse in Pay opt-in box when you begin the retirement process on UC Retirement At Your Service (UCRAYS).

Typically, completing the process online is the easiest and most efficient option. However, if you did not process your retirement through UCRAYS or did not check the opt in box, you can submit a paper copy of the No Lapse in Pay Request form (U168). Be sure to submit all required documentation by May 15, 2025.

Want to learn more about No Lapse in Pay? Watch our No Lapse in Pay video and review program details and eligibility requirements on UCnet. You can also schedule an appointment with one of our retirement counselors to explore your options and determine what works best for you.